Payment Options
We offer a range of convenient ways to pay for your furniture, including payment in full, a 30% deposit on eligible made-to-order products and payment options from selected providers.
The options available for your purchase will be displayed on the product page or during checkout. Availability is subject to the product, order value and individual eligibility.
Pay in Full
You can pay for your order in full using an accepted debit or credit card, PayPal or another payment method displayed at checkout.
30% Deposit Option
Eligible made-to-order furniture may be purchased with a 30% deposit.
You will pay 30% of the total purchase price when placing your order. The remaining 70% will be charged automatically to the same payment method approximately 60 days after the order date, or according to the payment schedule displayed and agreed to at checkout.
Choosing this option authorises us to collect the remaining balance using the payment method provided. The total purchase price remains unchanged, and the deposit option is a staged payment facility rather than a discount or separate credit agreement.
Production will begin once the initial deposit has been received. Your order must be paid for in full before delivery, dispatch or collection.
The deposit option is generally available on eligible made-to-order products. Products available for immediate dispatch may require payment in full.
Klarna
Klarna may be available as a payment method during checkout. The options offered depend on the purchase and individual eligibility.
Any repayment schedule, applicable charges and terms will be displayed by Klarna before you confirm the purchase.
Borrowing more than you can afford or paying late may negatively affect your financial status and ability to obtain credit. Subject to status. Terms and conditions and late fees may apply.
View Klarna UK terms and conditions
PayPal Pay in 3
Eligible customers may be offered PayPal Pay in 3 at checkout. This allows an eligible purchase to be divided into three interest-free payments, with the first payment collected when the purchase is made and the remaining payments collected according to the schedule provided by PayPal.
PayPal Pay in 3 is a regulated deferred-payment credit agreement. Eligibility is subject to status and approval. Customers must be aged 18 or over and resident in the UK. Missing payments may affect your credit record and make future borrowing more difficult or expensive.
Shop Pay Instalments
Shop Pay offers you the option to pay in full at checkout or to split your purchase into regular payments with Shop Pay Instalments, both online and in-store. Instalment options vary by store and can be used on orders over £50, including discounts, shipping and taxes.
Payment plans
Purchases between £50 and £30,000 are eligible for Shop Pay Instalments, with the option of monthly instalments.
Note: Minimum purchase amounts and offers may vary by retailer. Orders over £17,500 will be subject to a down payment.
Eligibility requirements and credit score
You must be 18 years of age or above and eligible to apply for credit in the UK to use Shop Pay Instalments.
Checking your eligibility will not affect your credit. Once payment plan terms are accepted, your payments may be reported to a credit bureau.
Note: To use Shop Pay Instalments, you need a UK shipping address.
Fees or penalties
Purchases split into monthly payments may be subject to interest. You can pay your balance off early without penalty. There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Instalments in the future.
Restricted items
There are some items that you can’t use Shop Pay Installments to purchase, including, but not limited to:
- Illegal items and activities
- Ammunition, firearms, certain firearm parts or accessories, and certain weapons or knives regulated under applicable law
- Narcotics, steroids, controlled substances, quasi-pharmaceuticals or drug paraphernalia
- Currency in any form, including virtual and digital currency
- Stolen goods, including, but not limited to, digital or virtual goods; or
- A good or service deemed unacceptable by Affirm, in our sole discretion
Terms of Service
Learn more about Affirm’s Terms of Service or Shop’s Terms of Service.
Disclosure
Rates from 0-35.99% APR. Payment options through Shop Pay Instalments are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. For example, a £900 purchase might cost £75.00/month over 12 months at 22% Representative APR. A down payment may be required.
Shop Pay Instalments is offered in partnership with Affirm. Affirm is the servicer of your loan, and you can manage payments in your Shop Pay account or with Affirm directly.
